In a matter of minutes, several neighbors in south Englewood found their floors and basements underwater in a storm that swallowed up belongings, memories and one woman's life.Hours later, they faced …
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To donate to GoFundMe pages set up to support victims of the July 24 flood, visit the following pages:
• gofundme.com/support-sean-and-rachael-haber — In support of the husband of Rachael Marie Haber, 32, who died in the flood.
• gofundme.com/becky-and-ray-deal-flood — In support of Becky and Ray Deal, whose home was damaged in the flood, according to the page.
• gofundme.com/cunningham-flash-flood — In support of Doug Cunningham and his son, whose basement duplex unit was damaged in the flood.
Beth Minnick, 53, who owns and rents out a basement and first-floor unit on South Acoma Street, said most of the people she knows of on the 4600 block of that street don't have flood insurance.
Her insurer had told her it isn't available to her because her property is not on a designated floodplain, an area regulated as being susceptible to flooding, she said.
And "when your insurance company tells you you can’t have flood insurance because you’re not on the map," you don't think alternatives exist, she said.
The government-managed National Flood Insurance Program sells flood insurance to those in and outside of floodplains, but Minnick didn't find out until her father did some research and told her July 26, she said.
The City of Englewood participates in the program, said Vincent Plymell, spokesperson for the Colorado Division of Insurance.
"So why might (people) be running into problems?" Plymell said. "Well, it might be that the agent or agency doesn't handle or sell NFIP flood insurance policies."
Another possible hurdle is that the policies have a 30-day waiting period before they are effective, Plymell said.
Plymell recommends people call the NFIP at 888-379-9531 and ask about flood insurance in their area and who is selling it. Visit floodsmart.gov for the name of an agent local areas.
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